Reference

Terms Conditions That Govern Your Use

These terms set out the rules between you and pansos4d whenever you access your account, process a deposit through DANA, OVO or GoPay, or interact with any service we provide.

Account rulesPayment conditionsService scopeDispute processData handling
pansos4d Terms Conditions That Govern Your Use
DATA AND SECURITY PRACTICES

How We Handle Data Under These Terms

These terms also cover what happens with your information once you create an account. Below we outline how data flows through the platform, how long we keep it, and what control you have. Each point ties back to a specific clause in the conditions above, so you can cross-reference if needed.

Data Collection

We collect only the information required to verify your identity and process payments — name, email, phone number, and linked wallet details via DANA, OVO or GoPay. No biometric data is stored.

Cookie Usage

Cookies keep your session active and remember device preferences. You can clear them from your browser at any time, though doing so will log you out and reset display settings on your next visit.

Account Security

Your password is hashed and never stored in plain text. If you suspect unauthorised access, lock your account from the settings page and contact support to trigger a forced logout across all devices.

Retention Period

Account data is retained for as long as your account remains active. After closure, we keep records for the minimum period required by applicable law, then delete them from active systems.

Your Rights

You may request a copy of all data we hold about you, ask for corrections, or request deletion — subject to legal retention requirements. Submit requests through live chat or email with your account name attached.

Contact for Changes

If you want to update the wallet linked to your account or change registered details, verify your identity through the OTP sent to your registered phone number, then confirm the update in account settings.

POLICY CONTACT PATHS

How to Reach Us About These Terms

If any clause here is unclear or you want to exercise a right described in these conditions, reach out through one of the channels below. Our team handles terms-related queries with the same priority as account issues, so you will not wait longer simply because your question is about policy rather than a deposit.

Team online

Live Chat

Open the chat widget from any page on mobile or desktop. Ask about specific clauses, dispute timelines, or account closure under these terms — the agent can walk you through each step without redirecting you elsewhere.

Email Support

Send a message referencing the section of these terms you need clarification on. Include your registered account name so we can pull your history and respond with context rather than a generic reply.

Help Centre

Our help centre contains breakdowns of common terms-related questions — account ownership, wallet mismatch resolution, and how to request a data export. Search by keyword or browse the policy category directly.

Common Questions About These Conditions

We pulled together the questions we hear most about our terms. Each answer points back to the relevant section so you can read the full clause if you need more detail.

No. Each person may register one account only. If we detect duplicate accounts — same device fingerprint, same wallet, or matching personal details — we may suspend both until ownership is clarified through our support channel.

Deposits from a mismatched wallet are held in review. You will need to verify ownership by submitting identification through live chat. Once confirmed, funds release to your account balance or return to the originating wallet.

Open account settings, select the closure option, and confirm via OTP. Any remaining balance eligible for withdrawal routes back to your linked GoPay, OVO or DANA wallet within the standard processing window.

We post a notification on your dashboard whenever terms update. Continued use after the notice date counts as acceptance. If you disagree, you may close your account and withdraw eligible funds before the new terms take effect.

Yes. Each promotion carries its own specific conditions displayed on the offer page. Where a promotional condition conflicts with these general terms, the promotional condition applies for that offer only.

You can ask for a full export of personal data we hold — registration details, transaction history, and linked wallet information. Submit the request via email or live chat and we process it after verifying your identity through OTP.

Passwords are hashed before storage and never kept in readable form. If you lose access, reset via OTP to your registered phone number. We never send your existing password by email or chat.

These terms are governed by the laws of the jurisdiction under which we operate. Availability of services depends on local law and eligible regions — we do not claim universal access.

Contact live chat with the transaction reference, date, and wallet used. Our team reviews the dispute against your account history and the relevant clause in these terms, then responds with a resolution or next steps.

These terms apply equally regardless of where you access the platform from. Whether you are in Bandung or elsewhere, the same conditions govern your account, provided you are in an eligible region where local law permits access.